“It limits access to New Jersey-only providers and it is a solution for New Jersey employers where a smaller network offers a reduction in cost…,”
“… employers will continue to have the option of offering their employees the company’s larger networks alongside the more limited — but also more affordable — Garden State network. … while a New Jersey-only network won’t work for all employers, many clearly are seeking less-expensive health care options.”
“There needs to be more competitive, lower cost (health plans) in the marketplace that employers can take advantage of,” …. “There is the rising cost of health care, and we need to find ways to lower that cost.”
“The Garden State network has 13 different plan designs that follow the Affordable Care Act guidelines for the different benefit levels: bronze, silver, gold and platinum.”
* to read the full NJBIZ article “nitedHealthcare's Oxford starts N.J.-only health care network” by Beth Fitzgerald, highlight and click on open hyperlink http://www.njbiz.com/article/20140820/NJBIZ01/140829979/UnitedHealthcare's-Oxford-starts-NJ-only-health-care-network
Doctor, Did You Wash Your Hands? ™ provides information to consumers on understanding, managing and navigating health care options.
Jonathan M. Metsch, Dr.P.H., is Clinical Professor, Preventive Medicine, Icahn School of Medicine at Mount Sinai; and Adjunct Professor, Baruch College ( C.U.N.Y.), Rutgers School of Public Health, and Rutgers School of Public Affairs and Administration
This blog shares general information about understanding and navigating the health care system. For specific medical advice about your own problems, issues and options talk to your personal physician.